At J.G. Wentworth, we can buy some, or even your future annuity payments in exchange for a lump sum of cash. In some cases, you can sell your annuity payments and receive the money you need in as little as two weeks after you sign the required paperwork. It’s your money. Use it when you need it.
Why sell your annuity payments? Everyone’s financial situation is different, but for over 25 years we’ve been helping people sell their future payments, we’ve heard many reasons why people want their money sooner. Some of the most popular include:
Buying a new home or repairing an existing one
Paying for college or technical school training
Starting or growing a private business
Paying for unplanned medical expenses
Paying off high-interest debt
Changing an investment or retirement plan
You might have a similar reason, or you could have different plans for your money entirely. We want to help. When you contact us, you will speak with a representative who will give you options for your future payments for cash you can spend sooner.
If you’re thinking about selling some or all of your payments, knowing what they’re worth today is an important first step, but it’s not just a simple calculation. When you set up your annuity, you chose what options, known as riders, you put on it that changes how the payout worked. These riders can change the value of your payments. Other factors that influence the current value of your future payments include:
The amount of remaining paymentsHow often you receive those paymentsWhen you’re scheduled to receive the payments you’re looking at selling.
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